Greg wrote:Big Magilla wrote:We don't need Medicare for All. Why is that suddenly so important? I'm on Medicare and I have never had so many problems with insurance company screw-ups too numerous to list and ridiculously high drug prices with the donut hole in the middle of the year in which you have to pay even higher prices until the hole is filled with your money, adding insult to injury. With more people in the program it can only get worse. What we need is a system where you go to the doctor, get treated and not have to pay anything outside of your monthly premium. That's not Medicare for anyone, let alone all.
Were you ever covered in the Veterans Administration? What I think would work best would be a VA For All where the VA system is expanded to cover the entire nation.
I'm eligible for VA coverage, but having lived in California where the VA system has always been sub-par, I was reluctant to join in New Jersey where everyone seems to be satisfied with their coverage. Still, those who do take advantage of the VA, have to have outside coverage for what isn't covered. With Medicare, which only covers about 80% of expenses, if your income is under $25,000 you may be able to get coverage from free assistance programs, but if it's over that you have to pay for coverage of which there are two types.
Medigap, which takes over where Medicare stops, is very expensive. Medicare Advantage, which takes the place of Medicare, even though you still have to pay your monthly Medicare premium, limits you to doctors within their network. This is what I have. Fortunately my primary care physician and my ENT doctor are in most networks, but in some specialties the choices are very limited. For example, a few years ago I had to pay out-of-pocket to my very expensive ophthalmologist for cataract surgery although the hospital out patient care of which he is part owner was covered. Two years ago I found another ophthalmologist who was covered, but she was dropped from the network last year. Soon I will have to choose one that is in the network.